Escape the Credit Card Trap

"Young adults -- pressed between small entry-level salaries and an avalanche of new financial responsibilities -- know that no-spare-cash feeling all too well. Whether your budget is feeling the squeeze of higher gas prices, furnishing your new apartment, repaying your student loans or just staying on top of life's expenses, you might be tempted to lean on your credit cards to help get you through the month. But if you fall into the trap of relying on your credit card now, it could ultimately take you years -- and cost you thousands of dollars -- to wrestle yourself free."

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